Call reports 2012
UNITY NATIONAL BANK OF HOUSTON — 2012
What UNITY NATIONAL BANK OF HOUSTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,725,000 | 74,272,000 | 68,125,000 | 67,060,000 |
| Total loans | 41,396,000 | 41,832,000 | 40,307,000 | 39,866,000 |
| Allowance for loan losses | 735,000 | 761,000 | 797,000 | 799,000 |
| Securities available for sale | 11,018,000 | 5,055,000 | 5,905,000 | 10,268,000 |
| Securities held to maturity | 2,032,000 | 1,955,000 | 1,759,000 | 1,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,333,000 | 62,765,000 | 56,626,000 | 55,726,000 |
| Interest-bearing deposits | 49,040,000 | 51,101,000 | 45,732,000 | 45,474,000 |
| Noninterest-bearing deposits | 12,293,000 | 11,664,000 | 10,894,000 | 10,252,000 |
| Equity capital | 7,130,000 | 7,209,000 | 7,180,000 | 7,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,534,000 | 2,279,000 | 3,048,000 |
| Interest expense | 112,000 | 222,000 | 327,000 | 427,000 |
| Net interest income | 647,000 | 1,312,000 | 1,952,000 | 2,621,000 |
| Noninterest income | 189,000 | 428,000 | 621,000 | 808,000 |
| Noninterest expense | 852,000 | 1,810,000 | 2,704,000 | 3,666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | -13,000 | -66,000 | -172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | -13,000 | -66,000 | -172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,120,000 | 7,241,000 | 7,189,000 | 7,083,000 |
| Total capital | 7,734,000 | 7,815,000 | 7,739,000 | 7,618,000 |
| Risk-weighted assets | 49,131,000 | 45,948,000 | 43,765,000 | 42,514,000 |