Call reports 2011
UNITY NATIONAL BANK OF HOUSTON — 2011
What UNITY NATIONAL BANK OF HOUSTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 65,519,000 | 71,478,000 | 66,166,000 | 71,515,000 |
| Total loans | 37,826,000 | 40,107,000 | 40,214,000 | 39,868,000 |
| Allowance for loan losses | 733,000 | 688,000 | 749,000 | 792,000 |
| Securities available for sale | 8,743,000 | 7,304,000 | 8,890,000 | 8,722,000 |
| Securities held to maturity | 529,000 | 528,000 | 527,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,141,000 | 59,841,000 | 54,378,000 | 59,947,000 |
| Interest-bearing deposits | 41,535,000 | 47,055,000 | 42,753,000 | 48,240,000 |
| Noninterest-bearing deposits | 12,606,000 | 12,786,000 | 11,625,000 | 11,707,000 |
| Equity capital | 7,122,000 | 7,143,000 | 7,297,000 | 7,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,575,000 | 2,345,000 | 3,130,000 |
| Interest expense | 134,000 | 265,000 | 384,000 | 491,000 |
| Net interest income | 607,000 | 1,310,000 | 1,961,000 | 2,639,000 |
| Noninterest income | 260,000 | 489,000 | 715,000 | 861,000 |
| Noninterest expense | 890,000 | 1,821,000 | 2,804,000 | 3,667,000 |
| Provision for loan losses | 67,000 | 67,000 | 67,000 | 67,000 |
| Pretax income | -90,000 | -51,000 | 45,000 | -209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -90,000 | -51,000 | 45,000 | -209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,353,000 | 7,352,000 | 7,364,000 | 7,072,000 |
| Total capital | 7,886,000 | 7,904,000 | 7,948,000 | 7,649,000 |
| Risk-weighted assets | 43,300,000 | 44,054,000 | 47,360,000 | 46,305,000 |