Call reports 2001
UNITY NATIONAL BANK OF HOUSTON — 2001
What UNITY NATIONAL BANK OF HOUSTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,880,000 | 55,662,000 | 56,074,000 | 53,718,000 |
| Total loans | 33,020,000 | 33,049,000 | 34,152,000 | 36,859,000 |
| Allowance for loan losses | 190,000 | 547,000 | 507,000 | 363,000 |
| Securities available for sale | 7,186,000 | 7,097,000 | 6,580,000 | 4,394,000 |
| Securities held to maturity | 1,129,000 | 1,112,000 | 1,098,000 | 1,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,509,000 | 43,024,000 | 44,456,000 | 42,001,000 |
| Interest-bearing deposits | 30,087,000 | 32,046,000 | 33,224,000 | 31,047,000 |
| Noninterest-bearing deposits | 10,422,000 | 10,978,000 | 11,232,000 | 10,954,000 |
| Equity capital | 4,314,000 | 4,278,000 | 4,351,000 | 4,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 2,029,000 | 3,032,000 | 4,007,000 |
| Interest expense | 382,000 | 783,000 | 1,150,000 | 1,464,000 |
| Net interest income | 620,000 | 1,246,000 | 1,882,000 | 2,543,000 |
| Noninterest income | 326,000 | 999,000 | 1,322,000 | 1,842,000 |
| Noninterest expense | 814,000 | 1,636,000 | 2,458,000 | 3,235,000 |
| Provision for loan losses | 39,000 | 423,000 | 462,000 | 501,000 |
| Pretax income | 93,000 | 186,000 | 284,000 | 649,000 |
| Income tax | 27,000 | 54,000 | 83,000 | 202,000 |
| Net income | 66,000 | 132,000 | 201,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,164,000 | 4,235,000 | 4,244,000 | 4,430,000 |
| Total capital | 4,354,000 | 4,665,000 | 4,686,000 | 4,793,000 |
| Risk-weighted assets | 34,206,000 | 34,361,000 | 35,237,000 | 36,646,000 |