Call reports 2026
STERLING FEDERAL BANK, FEDERAL SAVINGS BANK — 2026
What STERLING FEDERAL BANK, FEDERAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 500,939,000 | 481,614,000 |
| Total loans | 350,501,000 | 338,028,000 |
| Allowance for loan losses | 6,607,000 | 10,094,000 |
| Securities available for sale | 94,020,000 | 90,640,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 412,003,000 | 403,414,000 |
| Interest-bearing deposits | 339,541,000 | 342,609,000 |
| Noninterest-bearing deposits | 72,462,000 | 60,805,000 |
| Equity capital | 40,273,000 | 34,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,224,000 | 12,286,000 |
| Interest expense | 1,960,000 | 3,757,000 |
| Net interest income | 4,264,000 | 8,529,000 |
| Noninterest income | 709,000 | 1,575,000 |
| Noninterest expense | 3,991,000 | 8,378,000 |
| Provision for loan losses | 1,434,000 | 9,453,000 |
| Pretax income | -390,000 | -7,793,000 |
| Income tax | -162,000 | -2,216,000 |
| Net income | -228,000 | -5,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 44,013,000 | 38,046,000 |
| Total capital | 48,398,000 | 42,313,000 |
| Risk-weighted assets | 371,624,000 | 358,584,000 |