Call reports 2025
CS BANK — 2025
What CS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 601,037,000 | 593,828,000 | 610,353,000 | 614,162,000 |
| Total loans | 481,860,000 | 484,124,000 | 491,951,000 | 503,466,000 |
| Allowance for loan losses | 8,136,000 | 8,282,000 | 8,526,000 | 8,932,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,074,000 | 36,093,000 | 35,092,000 | 36,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,627,000 | 468,508,000 | 472,934,000 | 474,827,000 |
| Interest-bearing deposits | 415,441,000 | 407,224,000 | 406,459,000 | 415,305,000 |
| Noninterest-bearing deposits | 57,186,000 | 61,284,000 | 66,475,000 | 59,522,000 |
| Equity capital | 65,791,000 | 66,893,000 | 69,821,000 | 71,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,735,000 | 19,716,000 | 29,843,000 | 39,983,000 |
| Interest expense | 3,368,000 | 6,645,000 | 9,918,000 | 13,188,000 |
| Net interest income | 6,367,000 | 13,071,000 | 19,925,000 | 26,795,000 |
| Noninterest income | 1,299,000 | 2,688,000 | 4,649,000 | 6,053,000 |
| Noninterest expense | 4,256,000 | 8,757,000 | 12,960,000 | 17,419,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 2,960,000 | 6,102,000 | 10,264,000 | 13,629,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,960,000 | 6,102,000 | 10,264,000 | 13,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,791,000 | 66,893,000 | 69,821,000 | 71,873,000 |