Call reports 2024
CS BANK — 2024
What CS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 557,101,000 | 574,102,000 | 573,380,000 | 609,843,000 |
| Total loans | 462,453,000 | 467,973,000 | 477,564,000 | 477,320,000 |
| Allowance for loan losses | 7,111,000 | 6,994,000 | 7,365,000 | 7,724,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,718,000 | 35,606,000 | 35,853,000 | 35,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,004,000 | 449,703,000 | 448,400,000 | 482,320,000 |
| Interest-bearing deposits | 373,510,000 | 385,305,000 | 383,870,000 | 420,805,000 |
| Noninterest-bearing deposits | 60,494,000 | 64,398,000 | 64,530,000 | 61,515,000 |
| Equity capital | 57,849,000 | 60,672,000 | 62,045,000 | 64,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,502,000 | 17,527,000 | 26,845,000 | 36,577,000 |
| Interest expense | 2,937,000 | 6,105,000 | 9,409,000 | 12,822,000 |
| Net interest income | 5,565,000 | 11,422,000 | 17,436,000 | 23,755,000 |
| Noninterest income | 1,184,000 | 2,540,000 | 3,972,000 | 5,484,000 |
| Noninterest expense | 4,150,000 | 8,098,000 | 12,338,000 | 16,418,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,150,000 | 1,600,000 |
| Pretax income | 2,299,000 | 5,164,000 | 7,920,000 | 11,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,299,000 | 5,164,000 | 7,920,000 | 11,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,849,000 | 60,672,000 | 62,045,000 | 64,251,000 |