Call reports 2023
CS BANK — 2023
What CS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 518,783,000 | 509,596,000 | 529,180,000 | 554,850,000 |
| Total loans | 400,303,000 | 423,948,000 | 430,119,000 | 453,361,000 |
| Allowance for loan losses | 6,855,000 | 6,550,000 | 6,829,000 | 7,037,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,102,000 | 36,137,000 | 35,861,000 | 35,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,927,000 | 418,376,000 | 418,421,000 | 430,806,000 |
| Interest-bearing deposits | 369,616,000 | 358,053,000 | 359,478,000 | 373,424,000 |
| Noninterest-bearing deposits | 60,311,000 | 60,323,000 | 58,943,000 | 57,382,000 |
| Equity capital | 52,183,000 | 54,443,000 | 55,985,000 | 57,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,277,000 | 13,250,000 | 20,815,000 | 29,089,000 |
| Interest expense | 1,248,000 | 2,945,000 | 5,010,000 | 7,568,000 |
| Net interest income | 5,029,000 | 10,305,000 | 15,805,000 | 21,521,000 |
| Noninterest income | 1,307,000 | 2,816,000 | 4,078,000 | 5,347,000 |
| Noninterest expense | 3,735,000 | 7,212,000 | 11,023,000 | 14,525,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,301,000 | 5,309,000 | 7,960,000 | 11,143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,301,000 | 5,309,000 | 7,960,000 | 11,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,183,000 | 54,443,000 | 55,985,000 | 57,694,000 |