Call reports 2022
CS BANK — 2022
What CS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 490,797,000 | 499,694,000 | 496,299,000 | 504,000,000 |
| Total loans | 348,490,000 | 361,504,000 | 374,624,000 | 390,137,000 |
| Allowance for loan losses | 5,430,000 | 5,586,000 | 5,731,000 | 5,878,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,809,000 | 36,225,000 | 36,398,000 | 36,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,970,000 | 412,223,000 | 406,960,000 | 414,639,000 |
| Interest-bearing deposits | 338,823,000 | 346,035,000 | 338,698,000 | 349,317,000 |
| Noninterest-bearing deposits | 67,147,000 | 66,188,000 | 68,262,000 | 65,322,000 |
| Equity capital | 46,065,000 | 48,048,000 | 49,857,000 | 51,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,862,000 | 9,961,000 | 15,512,000 | 21,387,000 |
| Interest expense | 466,000 | 955,000 | 1,588,000 | 2,373,000 |
| Net interest income | 4,396,000 | 9,006,000 | 13,924,000 | 19,014,000 |
| Noninterest income | 1,409,000 | 2,742,000 | 4,002,000 | 5,186,000 |
| Noninterest expense | 3,350,000 | 6,452,000 | 9,736,000 | 12,798,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,305,000 | 4,996,000 | 7,740,000 | 10,802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,305,000 | 4,996,000 | 7,740,000 | 10,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,065,000 | 48,048,000 | 49,857,000 | 51,435,000 |