Call reports 2021
CS BANK — 2021
What CS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 453,647,000 | 444,977,000 | 448,934,000 | 480,019,000 |
| Total loans | 312,459,000 | 318,466,000 | 326,009,000 | 338,909,000 |
| Allowance for loan losses | 4,417,000 | 4,705,000 | 4,998,000 | 5,309,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,240,000 | 33,857,000 | 34,377,000 | 36,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,010,000 | 369,116,000 | 371,930,000 | 400,749,000 |
| Interest-bearing deposits | 322,275,000 | 309,612,000 | 313,162,000 | 338,086,000 |
| Noninterest-bearing deposits | 56,735,000 | 59,504,000 | 58,768,000 | 62,663,000 |
| Equity capital | 40,057,000 | 41,719,000 | 43,388,000 | 44,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,596,000 | 9,576,000 | 14,596,000 | 19,494,000 |
| Interest expense | 702,000 | 1,326,000 | 1,881,000 | 2,374,000 |
| Net interest income | 3,894,000 | 8,250,000 | 12,715,000 | 17,120,000 |
| Noninterest income | 1,172,000 | 2,480,000 | 3,791,000 | 5,207,000 |
| Noninterest expense | 3,082,000 | 6,012,000 | 9,252,000 | 12,174,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,684,000 | 4,118,000 | 6,354,000 | 8,953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,684,000 | 4,118,000 | 6,354,000 | 8,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,057,000 | 41,719,000 | 43,388,000 | 44,548,000 |