Call reports 2020
CS BANK — 2020
What CS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 347,839,000 | 394,088,000 | 401,638,000 | 431,453,000 |
| Total loans | 266,018,000 | 287,272,000 | 294,574,000 | 299,277,000 |
| Allowance for loan losses | 3,468,000 | 3,656,000 | 3,887,000 | 4,107,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,877,000 | 32,300,000 | 30,741,000 | 33,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,170,000 | 326,272,000 | 341,044,000 | 359,572,000 |
| Interest-bearing deposits | 266,481,000 | 283,558,000 | 290,382,000 | 313,436,000 |
| Noninterest-bearing deposits | 26,689,000 | 42,714,000 | 50,662,000 | 46,136,000 |
| Equity capital | 27,534,000 | 28,654,000 | 29,499,000 | 39,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,359,000 | 8,787,000 | 13,318,000 | 17,928,000 |
| Interest expense | 1,081,000 | 2,027,000 | 2,920,000 | 3,725,000 |
| Net interest income | 3,278,000 | 6,760,000 | 10,398,000 | 14,203,000 |
| Noninterest income | 966,000 | 1,876,000 | 3,050,000 | 4,193,000 |
| Noninterest expense | 2,852,000 | 5,371,000 | 8,116,000 | 10,726,000 |
| Provision for loan losses | 225,000 | 450,000 | 750,000 | 1,050,000 |
| Pretax income | 1,167,000 | 2,815,000 | 4,582,000 | 6,620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,167,000 | 2,815,000 | 4,582,000 | 6,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,534,000 | 28,654,000 | 29,499,000 | 39,188,000 |
| Total capital | 30,873,000 | 31,762,000 | 32,519,000 | 43,023,000 |
| Risk-weighted assets | 266,996,000 | 248,118,000 | 240,733,000 | 306,594,000 |