Call reports 2019
CS BANK — 2019
What CS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 309,176,000 | 318,600,000 | 324,960,000 | 336,837,000 |
| Total loans | 227,229,000 | 239,085,000 | 249,653,000 | 262,863,000 |
| Allowance for loan losses | 2,755,000 | 2,896,000 | 3,087,000 | 3,244,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,757,000 | 36,660,000 | 32,869,000 | 34,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,334,000 | 264,094,000 | 270,917,000 | 281,198,000 |
| Interest-bearing deposits | 234,942,000 | 239,429,000 | 243,488,000 | 254,589,000 |
| Noninterest-bearing deposits | 21,392,000 | 24,665,000 | 27,429,000 | 26,609,000 |
| Equity capital | 24,867,000 | 25,536,000 | 26,216,000 | 26,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,637,000 | 7,546,000 | 11,648,000 | 15,975,000 |
| Interest expense | 876,000 | 1,899,000 | 2,978,000 | 4,094,000 |
| Net interest income | 2,761,000 | 5,647,000 | 8,670,000 | 11,881,000 |
| Noninterest income | 750,000 | 1,781,000 | 2,812,000 | 3,777,000 |
| Noninterest expense | 2,404,000 | 5,092,000 | 7,598,000 | 9,902,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 927,000 | 1,976,000 | 3,344,000 | 5,036,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 927,000 | 1,976,000 | 3,344,000 | 5,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,867,000 | 25,536,000 | 26,216,000 | 26,992,000 |
| Total capital | 27,622,000 | 28,432,000 | 29,303,000 | 30,236,000 |
| Risk-weighted assets | 241,556,000 | 246,524,000 | 258,381,000 | 265,066,000 |