Call reports 2018
CS BANK — 2018
What CS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 259,911,000 | 267,894,000 | 277,013,000 | 287,417,000 |
| Total loans | 184,792,000 | 199,103,000 | 207,966,000 | 219,240,000 |
| Allowance for loan losses | 2,203,000 | 2,311,000 | 2,465,000 | 2,570,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,693,000 | 37,645,000 | 37,831,000 | 37,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,253,000 | 223,123,000 | 228,177,000 | 235,399,000 |
| Interest-bearing deposits | 193,344,000 | 200,026,000 | 205,377,000 | 214,644,000 |
| Noninterest-bearing deposits | 21,909,000 | 23,097,000 | 22,800,000 | 20,755,000 |
| Equity capital | 23,173,000 | 23,782,000 | 24,295,000 | 24,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,913,000 | 6,020,000 | 9,298,000 | 12,799,000 |
| Interest expense | 451,000 | 942,000 | 1,555,000 | 2,318,000 |
| Net interest income | 2,462,000 | 5,078,000 | 7,743,000 | 10,481,000 |
| Noninterest income | 685,000 | 1,458,000 | 2,263,000 | 3,056,000 |
| Noninterest expense | 2,158,000 | 4,443,000 | 6,612,000 | 8,981,000 |
| Provision for loan losses | 120,000 | 240,000 | 400,000 | 780,000 |
| Pretax income | 869,000 | 1,853,000 | 2,994,000 | 3,776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 869,000 | 1,853,000 | 2,994,000 | 3,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,173,000 | 23,782,000 | 24,295,000 | 24,529,000 |
| Total capital | 25,376,000 | 26,093,000 | 26,760,000 | 27,099,000 |
| Risk-weighted assets | 199,366,000 | 208,823,000 | 220,328,000 | 229,403,000 |