Call reports 2017
CS BANK — 2017
What CS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 223,217,000 | 231,203,000 | 235,023,000 | 250,862,000 |
| Total loans | 156,480,000 | 158,211,000 | 170,317,000 | 177,271,000 |
| Allowance for loan losses | 1,936,000 | 1,952,000 | 2,032,000 | 2,100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,125,000 | 38,712,000 | 37,696,000 | 38,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,276,000 | 192,306,000 | 191,146,000 | 206,150,000 |
| Interest-bearing deposits | 164,744,000 | 174,485,000 | 170,331,000 | 187,877,000 |
| Noninterest-bearing deposits | 16,532,000 | 17,821,000 | 20,815,000 | 18,273,000 |
| Equity capital | 22,117,000 | 22,255,000 | 22,603,000 | 22,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,405,000 | 4,934,000 | 7,643,000 | 10,426,000 |
| Interest expense | 295,000 | 620,000 | 982,000 | 1,396,000 |
| Net interest income | 2,110,000 | 4,314,000 | 6,661,000 | 9,030,000 |
| Noninterest income | 542,000 | 1,127,000 | 1,753,000 | 2,400,000 |
| Noninterest expense | 2,018,000 | 4,495,000 | 6,671,000 | 8,863,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 544,000 | 766,000 | 1,473,000 | 2,207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 544,000 | 766,000 | 1,473,000 | 2,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,117,000 | 22,255,000 | 22,603,000 | 22,780,000 |
| Total capital | 24,053,000 | 24,207,000 | 24,635,000 | 24,880,000 |
| Risk-weighted assets | 169,906,000 | 166,692,000 | 183,512,000 | 203,725,000 |