Call reports 2016
CS BANK — 2016
What CS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 194,658,000 | 202,384,000 | 205,482,000 | 215,446,000 |
| Total loans | 134,627,000 | 139,801,000 | 142,569,000 | 147,338,000 |
| Allowance for loan losses | 1,925,000 | 1,984,000 | 2,016,000 | 1,833,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,164,000 | 35,525,000 | 34,711,000 | 36,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,125,000 | 157,616,000 | 167,576,000 | 176,937,000 |
| Interest-bearing deposits | 139,152,000 | 142,066,000 | 151,404,000 | 161,215,000 |
| Noninterest-bearing deposits | 15,973,000 | 15,550,000 | 16,172,000 | 15,722,000 |
| Equity capital | 20,289,000 | 21,460,000 | 21,733,000 | 21,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,227,000 | 4,621,000 | 6,914,000 | 9,237,000 |
| Interest expense | 246,000 | 509,000 | 775,000 | 1,051,000 |
| Net interest income | 1,981,000 | 4,112,000 | 6,139,000 | 8,186,000 |
| Noninterest income | 432,000 | 950,000 | 1,436,000 | 1,923,000 |
| Noninterest expense | 1,688,000 | 3,457,000 | 5,120,000 | 6,902,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 665,000 | 1,485,000 | 2,275,000 | 2,967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 665,000 | 1,485,000 | 2,275,000 | 2,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,289,000 | 21,460,000 | 21,733,000 | 21,877,000 |
| Total capital | 22,214,000 | 23,444,000 | 23,666,000 | 23,710,000 |
| Risk-weighted assets | 155,907,000 | 164,943,000 | 154,530,000 | 161,375,000 |