Call reports 2015
CS BANK — 2015
What CS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,258,000 | 175,800,000 | 183,269,000 | 193,089,000 |
| Total loans | 117,895,000 | 122,096,000 | 126,876,000 | 128,449,000 |
| Allowance for loan losses | 2,247,000 | 2,306,000 | 2,353,000 | 1,980,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,915,000 | 37,607,000 | 35,616,000 | 35,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,531,000 | 138,432,000 | 147,651,000 | 154,946,000 |
| Interest-bearing deposits | 126,812,000 | 126,017,000 | 133,787,000 | 140,713,000 |
| Noninterest-bearing deposits | 11,719,000 | 12,415,000 | 13,864,000 | 14,233,000 |
| Equity capital | 18,489,000 | 18,911,000 | 19,367,000 | 19,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,057,000 | 6,262,000 | 8,372,000 |
| Interest expense | 188,000 | 395,000 | 618,000 | 853,000 |
| Net interest income | 1,836,000 | 3,662,000 | 5,644,000 | 7,519,000 |
| Noninterest income | 360,000 | 770,000 | 1,218,000 | 1,753,000 |
| Noninterest expense | 1,361,000 | 2,832,000 | 4,292,000 | 5,920,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 775,000 | 1,480,000 | 2,390,000 | 3,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 775,000 | 1,480,000 | 2,390,000 | 3,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,489,000 | 18,911,000 | 19,367,000 | 19,643,000 |
| Total capital | 20,033,000 | 20,529,000 | 20,872,000 | 21,434,000 |
| Risk-weighted assets | 122,802,000 | 128,729,000 | 119,552,000 | 143,072,000 |