Call reports 2014
CS BANK — 2014
What CS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 161,927,000 | 161,495,000 | 165,629,000 | 167,066,000 |
| Total loans | 106,768,000 | 107,568,000 | 112,512,000 | 115,768,000 |
| Allowance for loan losses | 2,145,000 | 2,169,000 | 2,229,000 | 2,256,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,551,000 | 38,635,000 | 37,683,000 | 35,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,094,000 | 131,979,000 | 135,071,000 | 134,810,000 |
| Interest-bearing deposits | 124,336,000 | 120,996,000 | 123,408,000 | 123,998,000 |
| Noninterest-bearing deposits | 9,758,000 | 10,983,000 | 11,663,000 | 10,812,000 |
| Equity capital | 16,686,000 | 17,502,000 | 18,053,000 | 18,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,887,000 | 5,889,000 | 7,923,000 |
| Interest expense | 187,000 | 377,000 | 571,000 | 764,000 |
| Net interest income | 1,736,000 | 3,510,000 | 5,318,000 | 7,159,000 |
| Noninterest income | 375,000 | 1,273,000 | 1,720,000 | 2,104,000 |
| Noninterest expense | 1,360,000 | 2,809,000 | 4,091,000 | 5,572,000 |
| Provision for loan losses | 120,000 | 180,000 | 240,000 | 300,000 |
| Pretax income | 631,000 | 1,794,000 | 2,707,000 | 3,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 631,000 | 1,794,000 | 2,707,000 | 3,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,686,000 | 17,502,000 | 18,053,000 | 18,101,000 |
| Total capital | 18,190,000 | 19,009,000 | 19,571,000 | 19,647,000 |
| Risk-weighted assets | 119,644,000 | 119,880,000 | 120,697,000 | 122,997,000 |