Call reports 2013
CS BANK — 2013
What CS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 157,760,000 | 155,852,000 | 160,430,000 | 160,351,000 |
| Total loans | 100,886,000 | 101,699,000 | 106,632,000 | 105,588,000 |
| Allowance for loan losses | 1,787,000 | 1,878,000 | 1,998,000 | 2,027,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,503,000 | 36,627,000 | 37,941,000 | 39,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,073,000 | 123,115,000 | 132,331,000 | 133,142,000 |
| Interest-bearing deposits | 115,094,000 | 113,709,000 | 119,780,000 | 124,180,000 |
| Noninterest-bearing deposits | 8,979,000 | 9,406,000 | 12,551,000 | 8,962,000 |
| Equity capital | 15,496,000 | 15,986,000 | 16,056,000 | 16,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,728,000 | 5,605,000 | 7,536,000 |
| Interest expense | 218,000 | 416,000 | 612,000 | 807,000 |
| Net interest income | 1,614,000 | 3,312,000 | 4,993,000 | 6,729,000 |
| Noninterest income | 421,000 | 851,000 | 1,320,000 | 1,713,000 |
| Noninterest expense | 1,299,000 | 2,682,000 | 4,064,000 | 5,474,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 616,000 | 1,241,000 | 1,889,000 | 2,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 616,000 | 1,241,000 | 1,889,000 | 2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,496,000 | 15,986,000 | 16,056,000 | 16,333,000 |
| Total capital | 16,972,000 | 17,471,000 | 17,578,000 | 18,007,000 |
| Risk-weighted assets | 117,734,000 | 118,388,000 | 121,277,000 | 133,569,000 |