Call reports 2012
CS BANK — 2012
What CS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 142,823,000 | 147,628,000 | 146,281,000 | 150,239,000 |
| Total loans | 84,520,000 | 86,758,000 | 91,756,000 | 95,311,000 |
| Allowance for loan losses | 1,547,000 | 1,539,000 | 1,633,000 | 1,671,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,745,000 | 39,982,000 | 38,424,000 | 37,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,355,000 | 124,726,000 | 123,034,000 | 125,711,000 |
| Interest-bearing deposits | 111,494,000 | 116,463,000 | 114,335,000 | 117,624,000 |
| Noninterest-bearing deposits | 8,861,000 | 8,263,000 | 8,699,000 | 8,087,000 |
| Equity capital | 14,986,000 | 15,364,000 | 15,595,000 | 15,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,306,000 | 5,009,000 | 6,705,000 |
| Interest expense | 263,000 | 521,000 | 767,000 | 1,004,000 |
| Net interest income | 1,424,000 | 2,785,000 | 4,242,000 | 5,701,000 |
| Noninterest income | 378,000 | 1,238,000 | 1,631,000 | 1,438,000 |
| Noninterest expense | 1,237,000 | 2,562,000 | 3,882,000 | 5,237,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 730,000 |
| Pretax income | 445,000 | 1,221,000 | 1,631,000 | 1,172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 1,221,000 | 1,631,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,986,000 | 15,364,000 | 15,595,000 | 15,137,000 |
| Total capital | 16,301,000 | 16,685,000 | 16,952,000 | 16,549,000 |
| Risk-weighted assets | 104,965,000 | 105,471,000 | 108,264,000 | 112,666,000 |