Call reports 2011
CS BANK — 2011
What CS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 151,863,000 | 144,040,000 | 145,515,000 | 142,458,000 |
| Total loans | 90,494,000 | 88,038,000 | 86,425,000 | 85,183,000 |
| Allowance for loan losses | 1,634,000 | 1,741,000 | 1,734,000 | 1,657,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,676,000 | 38,799,000 | 38,468,000 | 39,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,729,000 | 121,198,000 | 123,906,000 | 119,695,000 |
| Interest-bearing deposits | 115,451,000 | 112,889,000 | 112,551,000 | 111,843,000 |
| Noninterest-bearing deposits | 11,278,000 | 8,309,000 | 11,355,000 | 7,852,000 |
| Equity capital | 13,766,000 | 14,064,000 | 14,467,000 | 14,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,505,000 | 5,278,000 | 7,046,000 |
| Interest expense | 351,000 | 694,000 | 994,000 | 1,279,000 |
| Net interest income | 1,384,000 | 2,811,000 | 4,284,000 | 5,767,000 |
| Noninterest income | 283,000 | 612,000 | 953,000 | 1,252,000 |
| Noninterest expense | 1,237,000 | 2,433,000 | 3,674,000 | 5,020,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 310,000 | 750,000 | 1,203,000 | 1,519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 750,000 | 1,203,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,766,000 | 14,064,000 | 14,467,000 | 14,650,000 |
| Total capital | 15,324,000 | 15,564,000 | 16,011,000 | 15,845,000 |
| Risk-weighted assets | 124,547,000 | 119,748,000 | 123,367,000 | 105,586,000 |