Call reports 2010
CS BANK — 2010
What CS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 141,747,000 | 149,832,000 | 147,945,000 | 146,897,000 |
| Total loans | 91,923,000 | 88,889,000 | 90,888,000 | 90,939,000 |
| Allowance for loan losses | 1,598,000 | 1,299,000 | 1,359,000 | 1,529,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,591,000 | 37,294,000 | 35,582,000 | 38,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,619,000 | 124,265,000 | 122,104,000 | 121,374,000 |
| Interest-bearing deposits | 109,124,000 | 116,614,000 | 114,770,000 | 114,610,000 |
| Noninterest-bearing deposits | 6,495,000 | 7,651,000 | 7,334,000 | 6,764,000 |
| Equity capital | 13,058,000 | 13,116,000 | 13,444,000 | 13,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,858,000 | 3,770,000 | 5,631,000 | 7,329,000 |
| Interest expense | 576,000 | 1,111,000 | 1,620,000 | 2,013,000 |
| Net interest income | 1,282,000 | 2,659,000 | 4,011,000 | 5,316,000 |
| Noninterest income | 293,000 | 618,000 | 1,007,000 | 1,317,000 |
| Noninterest expense | 1,293,000 | 2,474,000 | 3,767,000 | 4,937,000 |
| Provision for loan losses | 120,000 | 220,000 | 340,000 | 510,000 |
| Pretax income | 162,000 | 583,000 | 911,000 | 1,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 583,000 | 911,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,058,000 | 13,116,000 | 13,444,000 | 13,608,000 |
| Total capital | 14,392,000 | 14,415,000 | 14,803,000 | 15,117,000 |
| Risk-weighted assets | 106,474,000 | 105,658,000 | 121,226,000 | 120,733,000 |