Call reports 2009
CS BANK — 2009
What CS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 126,020,000 | 130,826,000 | 137,511,000 | 143,515,000 |
| Total loans | 87,957,000 | 91,655,000 | 93,648,000 | 93,386,000 |
| Allowance for loan losses | 1,020,000 | 1,062,000 | 1,125,000 | 1,478,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,620,000 | 24,380,000 | 27,274,000 | 29,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,219,000 | 98,781,000 | 106,955,000 | 112,780,000 |
| Interest-bearing deposits | 87,677,000 | 91,599,000 | 98,670,000 | 105,344,000 |
| Noninterest-bearing deposits | 6,542,000 | 7,182,000 | 8,285,000 | 7,436,000 |
| Equity capital | 12,757,000 | 12,757,000 | 12,783,000 | 12,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,695,000 | 5,577,000 | 7,508,000 |
| Interest expense | 547,000 | 1,093,000 | 1,658,000 | 2,228,000 |
| Net interest income | 1,250,000 | 2,602,000 | 3,919,000 | 5,280,000 |
| Noninterest income | 287,000 | 628,000 | 976,000 | 1,304,000 |
| Noninterest expense | 1,146,000 | 2,260,000 | 3,483,000 | 4,688,000 |
| Provision for loan losses | 30,000 | 70,000 | 155,000 | 525,000 |
| Pretax income | 361,000 | 900,000 | 1,257,000 | 1,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 361,000 | 900,000 | 1,257,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,757,000 | 12,757,000 | 12,783,000 | 12,896,000 |
| Total capital | 13,777,000 | 13,819,000 | 13,908,000 | 14,227,000 |
| Risk-weighted assets | 96,623,000 | 100,424,000 | 103,718,000 | 106,304,000 |