Call reports 2002
CS BANK — 2002
What CS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,900,000 | 82,116,000 | 86,083,000 | 91,676,000 |
| Total loans | 55,572,000 | 55,913,000 | 57,914,000 | 59,916,000 |
| Allowance for loan losses | 568,000 | 542,000 | 561,000 | 665,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,360,000 | 14,327,000 | 15,238,000 | 15,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,310,000 | 63,379,000 | 66,721,000 | 69,507,000 |
| Interest-bearing deposits | 58,134,000 | 57,615,000 | 60,510,000 | 63,980,000 |
| Noninterest-bearing deposits | 5,176,000 | 5,763,000 | 6,211,000 | 5,527,000 |
| Equity capital | 9,420,000 | 9,729,000 | 9,974,000 | 10,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,543,000 | 3,832,000 | 5,134,000 |
| Interest expense | 462,000 | 929,000 | 1,398,000 | 1,854,000 |
| Net interest income | 786,000 | 1,614,000 | 2,434,000 | 3,280,000 |
| Noninterest income | 174,000 | 432,000 | 634,000 | 843,000 |
| Noninterest expense | 629,000 | 1,219,000 | 1,862,000 | 2,472,000 |
| Provision for loan losses | 5,000 | 68,000 | 98,000 | 228,000 |
| Pretax income | 326,000 | 759,000 | 1,108,000 | 1,423,000 |
| Income tax | 83,000 | 207,000 | 311,000 | 393,000 |
| Net income | 243,000 | 552,000 | 797,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,420,000 | 9,729,000 | 9,974,000 | 10,007,000 |
| Total capital | 9,988,000 | 10,271,000 | 10,535,000 | 10,672,000 |
| Risk-weighted assets | 55,876,000 | 55,696,000 | 57,357,000 | 59,198,000 |