Call reports 2001
CS BANK — 2001
What CS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,242,000 | 80,468,000 | 78,210,000 | 76,824,000 |
| Total loans | 49,918,000 | 50,945,000 | 51,967,000 | 52,224,000 |
| Allowance for loan losses | 619,000 | 611,000 | 600,000 | 599,000 |
| Securities available for sale | 0 | 1,025,000 | 1,025,000 | 1,025,000 |
| Securities held to maturity | 22,185,000 | 17,700,000 | 16,210,000 | 13,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,710,000 | 66,690,000 | 64,927,000 | 63,232,000 |
| Interest-bearing deposits | 61,273,000 | 61,719,000 | 59,647,000 | 57,460,000 |
| Noninterest-bearing deposits | 4,437,000 | 4,971,000 | 5,280,000 | 5,772,000 |
| Equity capital | 8,757,000 | 8,899,000 | 9,151,000 | 9,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,910,000 | 4,328,000 | 5,632,000 |
| Interest expense | 839,000 | 1,615,000 | 2,290,000 | 2,820,000 |
| Net interest income | 617,000 | 1,295,000 | 2,038,000 | 2,812,000 |
| Noninterest income | 128,000 | 296,000 | 495,000 | 674,000 |
| Noninterest expense | 618,000 | 1,152,000 | 1,728,000 | 2,329,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 439,000 | 805,000 | 1,157,000 |
| Income tax | 32,000 | 127,000 | 241,000 | 342,000 |
| Net income | 95,000 | 312,000 | 564,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,757,000 | 8,899,000 | 9,151,000 | 9,177,000 |
| Total capital | 9,376,000 | 9,510,000 | 9,751,000 | 9,776,000 |
| Risk-weighted assets | 50,034,000 | 50,657,000 | 52,646,000 | 51,981,000 |