Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,692,256,000 | 1,693,143,000 | 1,737,573,000 | 1,701,359,000 |
| Total loans | 1,152,624,000 | 1,159,516,000 | 1,184,832,000 | 1,205,524,000 |
| Allowance for loan losses | 10,047,000 | 9,792,000 | 10,206,000 | 10,126,000 |
| Securities available for sale | 374,350,000 | 371,614,000 | 376,868,000 | 377,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,518,979,000 | 1,515,262,000 | 1,554,312,000 | 1,510,677,000 |
| Interest-bearing deposits | 1,087,294,000 | 1,087,691,000 | 1,122,569,000 | 1,096,857,000 |
| Noninterest-bearing deposits | 431,685,000 | 427,571,000 | 431,743,000 | 413,820,000 |
| Equity capital | 151,891,000 | 157,363,000 | 162,786,000 | 170,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,962,000 | 40,676,000 | 62,073,000 | 83,589,000 |
| Interest expense | 5,785,000 | 11,667,000 | 17,710,000 | 23,645,000 |
| Net interest income | 14,177,000 | 29,009,000 | 44,363,000 | 59,944,000 |
| Noninterest income | 6,533,000 | 14,226,000 | 21,353,000 | 31,058,000 |
| Noninterest expense | 14,404,000 | 30,059,000 | 46,816,000 | 62,532,000 |
| Provision for loan losses | 83,000 | -102,000 | 510,000 | 636,000 |
| Pretax income | 6,034,000 | 13,117,000 | 18,311,000 | 27,454,000 |
| Income tax | 1,372,000 | 2,962,000 | 4,147,000 | 6,357,000 |
| Net income | 4,662,000 | 10,155,000 | 14,164,000 | 21,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,530,000 | 189,572,000 | 192,132,000 | 197,615,000 |
| Total capital | 196,863,000 | 200,622,000 | 203,514,000 | 209,144,000 |
| Risk-weighted assets | 1,283,543,000 | 1,281,642,000 | 1,306,652,000 | 1,332,327,000 |