Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,669,057,000 | 1,654,907,000 | 1,661,172,000 | 1,651,360,000 |
| Total loans | 1,107,962,000 | 1,111,960,000 | 1,125,395,000 | 1,139,771,000 |
| Allowance for loan losses | 10,847,000 | 10,016,000 | 10,616,000 | 9,995,000 |
| Securities available for sale | 394,664,000 | 393,260,000 | 398,573,000 | 388,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,453,848,000 | 1,477,523,000 | 1,481,527,000 | 1,486,156,000 |
| Interest-bearing deposits | 965,924,000 | 941,489,000 | 944,699,000 | 937,163,000 |
| Noninterest-bearing deposits | 487,924,000 | 536,034,000 | 536,828,000 | 548,993,000 |
| Equity capital | 134,648,000 | 137,823,000 | 149,781,000 | 144,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,802,000 | 39,863,000 | 60,321,000 | 80,699,000 |
| Interest expense | 6,223,000 | 12,595,000 | 19,230,000 | 25,540,000 |
| Net interest income | 13,579,000 | 27,268,000 | 41,091,000 | 55,159,000 |
| Noninterest income | 6,038,000 | 13,558,000 | 20,648,000 | 27,710,000 |
| Noninterest expense | 14,354,000 | 29,294,000 | 44,142,000 | 60,458,000 |
| Provision for loan losses | 163,000 | -172,000 | 531,000 | 384,000 |
| Pretax income | 5,172,000 | 11,909,000 | 17,682,000 | 22,701,000 |
| Income tax | 879,000 | 2,362,000 | 3,828,000 | 4,948,000 |
| Net income | 4,293,000 | 9,547,000 | 13,854,000 | 17,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,958,000 | 177,812,000 | 180,719,000 | 183,218,000 |
| Total capital | 186,503,000 | 189,393,000 | 192,494,000 | 194,314,000 |
| Risk-weighted assets | 1,267,240,000 | 1,266,843,000 | 1,269,787,000 | 1,276,449,000 |