Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,602,192,000 | 1,611,187,000 | 1,606,784,000 | 1,635,448,000 |
| Total loans | 1,051,288,000 | 1,059,284,000 | 1,080,021,000 | 1,093,752,000 |
| Allowance for loan losses | 9,617,000 | 9,789,000 | 10,285,000 | 11,041,000 |
| Securities available for sale | 399,148,000 | 394,084,000 | 378,794,000 | 391,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,414,978,000 | 1,370,990,000 | 1,382,297,000 | 1,393,635,000 |
| Interest-bearing deposits | 884,268,000 | 887,560,000 | 912,977,000 | 932,386,000 |
| Noninterest-bearing deposits | 530,710,000 | 483,430,000 | 469,320,000 | 461,249,000 |
| Equity capital | 128,451,000 | 126,039,000 | 120,971,000 | 134,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,793,000 | 34,385,000 | 52,682,000 | 71,830,000 |
| Interest expense | 2,216,000 | 5,785,000 | 10,468,000 | 16,066,000 |
| Net interest income | 14,577,000 | 28,600,000 | 42,214,000 | 55,764,000 |
| Noninterest income | 6,100,000 | 12,502,000 | 19,276,000 | 25,402,000 |
| Noninterest expense | 13,547,000 | 26,997,000 | 41,093,000 | 55,514,000 |
| Provision for loan losses | 224,000 | 599,000 | 1,161,000 | 1,566,000 |
| Pretax income | 4,418,000 | 11,018,000 | 16,748,000 | 21,598,000 |
| Income tax | 934,000 | 2,394,000 | 3,656,000 | 4,729,000 |
| Net income | 3,484,000 | 8,624,000 | 13,092,000 | 16,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,875,000 | 169,782,000 | 171,960,000 | 173,963,000 |
| Total capital | 178,567,000 | 181,830,000 | 184,376,000 | 186,774,000 |
| Risk-weighted assets | 1,260,621,000 | 1,240,195,000 | 1,268,985,000 | 1,257,951,000 |