Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,662,008,000 | 1,676,063,000 | 1,675,628,000 | 1,620,439,000 |
| Total loans | 890,643,000 | 960,761,000 | 1,005,882,000 | 1,032,819,000 |
| Allowance for loan losses | 9,426,000 | 9,789,000 | 10,030,000 | 10,494,000 |
| Securities available for sale | 408,037,000 | 426,804,000 | 444,367,000 | 445,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,470,222,000 | 1,495,234,000 | 1,502,477,000 | 1,436,600,000 |
| Interest-bearing deposits | 882,822,000 | 902,966,000 | 907,963,000 | 879,146,000 |
| Noninterest-bearing deposits | 587,400,000 | 592,268,000 | 594,514,000 | 557,454,000 |
| Equity capital | 138,804,000 | 125,797,000 | 117,372,000 | 118,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,327,000 | 23,316,000 | 37,923,000 | 54,416,000 |
| Interest expense | 589,000 | 1,130,000 | 1,803,000 | 2,796,000 |
| Net interest income | 10,738,000 | 22,186,000 | 36,120,000 | 51,620,000 |
| Noninterest income | 7,046,000 | 14,374,000 | 21,164,000 | 26,673,000 |
| Noninterest expense | 13,188,000 | 27,262,000 | 40,554,000 | 55,375,000 |
| Provision for loan losses | 71,000 | 481,000 | 889,000 | 1,472,000 |
| Pretax income | 4,525,000 | 8,817,000 | 15,841,000 | 21,446,000 |
| Income tax | 895,000 | 1,758,000 | 3,237,000 | 4,415,000 |
| Net income | 3,630,000 | 7,059,000 | 12,604,000 | 17,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,050,000 | 158,884,000 | 163,229,000 | 166,428,000 |
| Total capital | 166,476,000 | 168,673,000 | 173,259,000 | 176,922,000 |
| Risk-weighted assets | 1,064,397,000 | 1,163,191,000 | 1,230,436,000 | 1,270,070,000 |