Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,243,545,000 | 1,424,836,000 | 1,457,524,000 | 1,413,741,000 |
| Total loans | 886,713,000 | 977,137,000 | 979,192,000 | 957,778,000 |
| Allowance for loan losses | 8,112,000 | 9,433,000 | 9,892,000 | 9,908,000 |
| Securities available for sale | 201,264,000 | 207,219,000 | 222,741,000 | 245,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 988,623,000 | 1,157,897,000 | 1,189,131,000 | 1,222,750,000 |
| Interest-bearing deposits | 614,878,000 | 676,534,000 | 731,972,000 | 739,076,000 |
| Noninterest-bearing deposits | 373,745,000 | 481,363,000 | 457,159,000 | 483,674,000 |
| Equity capital | 143,403,000 | 147,661,000 | 151,108,000 | 152,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,241,000 | 23,871,000 | 35,732,000 | 47,926,000 |
| Interest expense | 913,000 | 1,737,000 | 2,604,000 | 3,473,000 |
| Net interest income | 11,328,000 | 22,134,000 | 33,128,000 | 44,453,000 |
| Noninterest income | 4,595,000 | 9,377,000 | 14,821,000 | 20,275,000 |
| Noninterest expense | 11,294,000 | 22,570,000 | 34,341,000 | 48,306,000 |
| Provision for loan losses | 1,521,000 | 2,938,000 | 3,460,000 | 4,259,000 |
| Pretax income | 3,108,000 | 6,460,000 | 12,293,000 | 14,802,000 |
| Income tax | 525,000 | 1,113,000 | 2,271,000 | 2,690,000 |
| Net income | 2,583,000 | 5,347,000 | 10,022,000 | 12,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,669,000 | 140,433,000 | 145,108,000 | 147,198,000 |
| Total capital | 145,781,000 | 149,866,000 | 155,000,000 | 157,106,000 |
| Risk-weighted assets | 1,006,833,000 | 1,023,594,000 | 1,020,945,000 | 991,040,000 |