Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,109,637,000 | 1,115,163,000 | 1,221,748,000 | 1,153,536,000 |
| Total loans | 823,918,000 | 835,676,000 | 849,862,000 | 854,291,000 |
| Allowance for loan losses | 6,561,000 | 6,541,000 | 6,578,000 | 6,680,000 |
| Securities available for sale | 184,178,000 | 188,722,000 | 186,012,000 | 195,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 914,850,000 | 909,142,000 | 964,755,000 | 968,704,000 |
| Interest-bearing deposits | 579,887,000 | 565,210,000 | 604,494,000 | 610,087,000 |
| Noninterest-bearing deposits | 334,963,000 | 343,932,000 | 360,261,000 | 358,617,000 |
| Equity capital | 139,010,000 | 144,254,000 | 148,696,000 | 146,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,171,000 | 24,534,000 | 36,952,000 | 49,555,000 |
| Interest expense | 531,000 | 1,093,000 | 1,878,000 | 2,918,000 |
| Net interest income | 11,640,000 | 23,441,000 | 35,074,000 | 46,637,000 |
| Noninterest income | 3,889,000 | 8,275,000 | 12,987,000 | 17,513,000 |
| Noninterest expense | 10,783,000 | 21,848,000 | 32,959,000 | 44,887,000 |
| Provision for loan losses | 178,000 | 255,000 | 677,000 | 863,000 |
| Pretax income | 4,799,000 | 9,844,000 | 14,651,000 | 18,626,000 |
| Income tax | 859,000 | 1,784,000 | 2,692,000 | 3,435,000 |
| Net income | 3,940,000 | 8,060,000 | 11,959,000 | 15,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,334,000 | 140,455,000 | 144,354,000 | 142,586,000 |
| Total capital | 143,895,000 | 146,996,000 | 150,932,000 | 149,266,000 |
| Risk-weighted assets | 925,828,000 | 933,272,000 | 943,378,000 | 945,031,000 |