Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,068,148,000 | 1,068,195,000 | 1,095,405,000 | 1,086,348,000 |
| Total loans | 694,029,000 | 705,055,000 | 715,795,000 | 729,520,000 |
| Allowance for loan losses | 9,116,000 | 8,540,000 | 8,045,000 | 7,550,000 |
| Securities available for sale | 262,901,000 | 263,896,000 | 261,138,000 | 249,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 858,309,000 | 845,966,000 | 863,883,000 | 894,875,000 |
| Interest-bearing deposits | 591,505,000 | 587,208,000 | 590,157,000 | 601,530,000 |
| Noninterest-bearing deposits | 266,804,000 | 258,758,000 | 273,726,000 | 293,345,000 |
| Equity capital | 121,039,000 | 125,704,000 | 127,150,000 | 124,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,888,000 | 19,688,000 | 29,653,000 | 39,741,000 |
| Interest expense | 697,000 | 1,392,000 | 2,098,000 | 2,787,000 |
| Net interest income | 9,191,000 | 18,296,000 | 27,555,000 | 36,954,000 |
| Noninterest income | 3,152,000 | 6,151,000 | 9,979,000 | 13,240,000 |
| Noninterest expense | 9,214,000 | 18,027,000 | 27,789,000 | 39,462,000 |
| Provision for loan losses | -216,000 | -748,000 | -1,108,000 | -1,206,000 |
| Pretax income | 3,345,000 | 7,492,000 | 11,177,000 | 12,262,000 |
| Income tax | 759,000 | 1,843,000 | 2,780,000 | 2,739,000 |
| Net income | 2,586,000 | 5,649,000 | 8,397,000 | 9,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,746,000 | 117,809,000 | 120,359,000 | 121,485,000 |
| Total capital | 124,017,000 | 126,349,000 | 128,404,000 | 129,035,000 |
| Risk-weighted assets | 795,356,000 | 803,345,000 | 820,414,000 | 817,822,000 |