Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,047,244,000 | 1,035,031,000 | 1,035,055,000 | 1,036,350,000 |
| Total loans | 661,283,000 | 668,831,000 | 686,479,000 | 693,240,000 |
| Allowance for loan losses | 10,843,000 | 10,378,000 | 10,420,000 | 9,589,000 |
| Securities available for sale | 281,356,000 | 272,243,000 | 267,622,000 | 267,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 832,341,000 | 812,748,000 | 809,943,000 | 835,011,000 |
| Interest-bearing deposits | 598,484,000 | 576,497,000 | 573,609,000 | 573,999,000 |
| Noninterest-bearing deposits | 233,857,000 | 236,252,000 | 236,334,000 | 261,012,000 |
| Equity capital | 117,574,000 | 114,901,000 | 118,021,000 | 120,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,552,000 | 18,727,000 | 28,659,000 | 38,604,000 |
| Interest expense | 788,000 | 1,564,000 | 2,338,000 | 3,083,000 |
| Net interest income | 8,764,000 | 17,163,000 | 26,321,000 | 35,521,000 |
| Noninterest income | 3,098,000 | 6,213,000 | 9,324,000 | 12,659,000 |
| Noninterest expense | 8,498,000 | 16,552,000 | 24,948,000 | 34,693,000 |
| Provision for loan losses | 173,000 | -41,000 | 193,000 | -17,000 |
| Pretax income | 3,191,000 | 6,865,000 | 10,504,000 | 13,504,000 |
| Income tax | 742,000 | 1,670,000 | 2,681,000 | 3,362,000 |
| Net income | 2,449,000 | 5,195,000 | 7,823,000 | 10,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,383,000 | 110,789,000 | 113,181,000 | 115,160,000 |
| Total capital | 121,171,000 | 120,683,000 | 123,034,000 | 124,910,000 |
| Risk-weighted assets | 763,029,000 | 771,064,000 | 778,994,000 | 775,324,000 |