Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,036,646,000 | 1,045,974,000 | 1,052,303,000 | 1,038,366,000 |
| Total loans | 618,675,000 | 635,384,000 | 651,437,000 | 653,266,000 |
| Allowance for loan losses | 12,977,000 | 12,675,000 | 12,343,000 | 11,082,000 |
| Securities available for sale | 299,067,000 | 295,980,000 | 278,600,000 | 279,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 812,361,000 | 815,482,000 | 820,711,000 | 817,621,000 |
| Interest-bearing deposits | 602,796,000 | 588,551,000 | 590,260,000 | 590,214,000 |
| Noninterest-bearing deposits | 209,565,000 | 226,931,000 | 230,451,000 | 227,407,000 |
| Equity capital | 105,117,000 | 107,801,000 | 111,298,000 | 114,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,526,000 | 19,083,000 | 28,651,000 | 38,353,000 |
| Interest expense | 1,015,000 | 2,003,000 | 2,982,000 | 3,899,000 |
| Net interest income | 8,511,000 | 17,080,000 | 25,669,000 | 34,454,000 |
| Noninterest income | 2,702,000 | 5,657,000 | 8,480,000 | 11,353,000 |
| Noninterest expense | 7,983,000 | 15,699,000 | 24,011,000 | 34,744,000 |
| Provision for loan losses | -349,000 | -282,000 | -27,000 | -699,000 |
| Pretax income | 3,605,000 | 7,346,000 | 10,431,000 | 12,027,000 |
| Income tax | 958,000 | 1,967,000 | 2,499,000 | 2,176,000 |
| Net income | 2,647,000 | 5,379,000 | 7,932,000 | 9,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,055,000 | 104,462,000 | 107,015,000 | 108,934,000 |
| Total capital | 113,259,000 | 114,087,000 | 116,561,000 | 118,356,000 |
| Risk-weighted assets | 708,675,000 | 739,114,000 | 737,770,000 | 737,172,000 |