Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,015,790,000 | 1,025,510,000 | 1,040,196,000 | 1,032,042,000 |
| Total loans | 613,799,000 | 614,074,000 | 619,262,000 | 621,458,000 |
| Allowance for loan losses | 14,412,000 | 14,029,000 | 13,854,000 | 13,501,000 |
| Securities available for sale | 292,302,000 | 291,511,000 | 300,115,000 | 296,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 785,357,000 | 789,630,000 | 799,899,000 | 813,270,000 |
| Interest-bearing deposits | 603,080,000 | 600,850,000 | 592,740,000 | 590,721,000 |
| Noninterest-bearing deposits | 182,277,000 | 188,780,000 | 207,159,000 | 222,549,000 |
| Equity capital | 114,825,000 | 112,224,000 | 112,091,000 | 100,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,085,000 | 17,976,000 | 27,144,000 | 36,620,000 |
| Interest expense | 1,364,000 | 2,636,000 | 3,821,000 | 4,956,000 |
| Net interest income | 7,721,000 | 15,340,000 | 23,323,000 | 31,664,000 |
| Noninterest income | 2,987,000 | 5,680,000 | 8,642,000 | 11,331,000 |
| Noninterest expense | 7,577,000 | 15,356,000 | 23,114,000 | 32,208,000 |
| Provision for loan losses | 1,053,000 | 1,827,000 | 2,164,000 | 2,584,000 |
| Pretax income | 2,341,000 | 4,451,000 | 7,301,000 | 8,817,000 |
| Income tax | 540,000 | 1,006,000 | 1,897,000 | 1,963,000 |
| Net income | 1,801,000 | 3,445,000 | 5,404,000 | 6,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,180,000 | 111,824,000 | 112,983,000 | 101,733,000 |
| Total capital | 119,045,000 | 120,887,000 | 122,253,000 | 110,935,000 |
| Risk-weighted assets | 676,355,000 | 693,586,000 | 707,546,000 | 705,153,000 |