Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,050,869,000 | 1,032,635,000 | 1,004,145,000 | 1,011,051,000 |
| Total loans | 664,599,000 | 646,568,000 | 631,766,000 | 626,896,000 |
| Allowance for loan losses | 16,612,000 | 16,640,000 | 16,551,000 | 14,423,000 |
| Securities available for sale | 297,735,000 | 279,173,000 | 280,207,000 | 296,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 822,920,000 | 795,150,000 | 770,856,000 | 783,474,000 |
| Interest-bearing deposits | 655,170,000 | 630,805,000 | 604,049,000 | 605,555,000 |
| Noninterest-bearing deposits | 167,750,000 | 164,345,000 | 166,807,000 | 177,919,000 |
| Equity capital | 107,408,000 | 110,230,000 | 112,576,000 | 113,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,343,000 | 20,159,000 | 29,794,000 | 39,168,000 |
| Interest expense | 2,122,000 | 4,015,000 | 5,748,000 | 7,294,000 |
| Net interest income | 8,221,000 | 16,144,000 | 24,046,000 | 31,874,000 |
| Noninterest income | 2,693,000 | 5,454,000 | 8,118,000 | 10,586,000 |
| Noninterest expense | 7,158,000 | 14,636,000 | 22,552,000 | 30,886,000 |
| Provision for loan losses | 2,049,000 | 3,652,000 | 4,413,000 | 4,924,000 |
| Pretax income | 2,233,000 | 4,501,000 | 6,402,000 | 7,868,000 |
| Income tax | 555,000 | 1,134,000 | 1,543,000 | 1,753,000 |
| Net income | 1,678,000 | 3,367,000 | 4,859,000 | 6,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,942,000 | 105,631,000 | 107,123,000 | 108,379,000 |
| Total capital | 113,363,000 | 114,895,000 | 116,248,000 | 117,453,000 |
| Risk-weighted assets | 732,455,000 | 714,802,000 | 699,056,000 | 697,303,000 |