Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,069,419,000 | 1,070,335,000 | 1,087,060,000 | 1,064,635,000 |
| Total loans | 713,581,000 | 694,780,000 | 679,813,000 | 675,643,000 |
| Allowance for loan losses | 15,410,000 | 15,984,000 | 16,347,000 | 16,604,000 |
| Securities available for sale | 269,999,000 | 296,028,000 | 324,253,000 | 319,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 856,234,000 | 847,189,000 | 857,377,000 | 842,939,000 |
| Interest-bearing deposits | 734,829,000 | 714,263,000 | 720,343,000 | 705,223,000 |
| Noninterest-bearing deposits | 121,405,000 | 132,926,000 | 137,034,000 | 137,716,000 |
| Equity capital | 98,086,000 | 101,870,000 | 104,793,000 | 105,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,539,000 | 22,943,000 | 34,215,000 | 45,185,000 |
| Interest expense | 2,994,000 | 5,751,000 | 8,352,000 | 10,691,000 |
| Net interest income | 8,545,000 | 17,192,000 | 25,863,000 | 34,494,000 |
| Noninterest income | 2,437,000 | 4,914,000 | 7,280,000 | 9,875,000 |
| Noninterest expense | 7,291,000 | 14,606,000 | 21,676,000 | 29,213,000 |
| Provision for loan losses | 2,950,000 | 6,318,000 | 9,696,000 | 12,632,000 |
| Pretax income | 1,816,000 | 2,438,000 | 4,266,000 | 6,930,000 |
| Income tax | 422,000 | 383,000 | 799,000 | 1,519,000 |
| Net income | 1,394,000 | 2,055,000 | 3,467,000 | 5,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,247,000 | 98,908,000 | 100,320,000 | 102,264,000 |
| Total capital | 108,621,000 | 108,904,000 | 109,772,000 | 111,807,000 |
| Risk-weighted assets | 812,698,000 | 780,535,000 | 744,008,000 | 743,286,000 |