Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,055,253,000 | 1,067,402,000 | 1,079,226,000 | 1,064,980,000 |
| Total loans | 769,401,000 | 753,360,000 | 745,439,000 | 729,974,000 |
| Allowance for loan losses | 16,756,000 | 16,981,000 | 17,718,000 | 15,493,000 |
| Securities available for sale | 198,998,000 | 225,843,000 | 225,856,000 | 270,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 838,819,000 | 849,750,000 | 860,431,000 | 856,441,000 |
| Interest-bearing deposits | 723,576,000 | 729,949,000 | 745,839,000 | 740,713,000 |
| Noninterest-bearing deposits | 115,243,000 | 119,801,000 | 114,592,000 | 115,728,000 |
| Equity capital | 99,123,000 | 100,792,000 | 102,227,000 | 97,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,911,000 | 23,774,000 | 35,749,000 | 47,606,000 |
| Interest expense | 3,800,000 | 7,445,000 | 10,898,000 | 14,173,000 |
| Net interest income | 8,111,000 | 16,329,000 | 24,851,000 | 33,433,000 |
| Noninterest income | 2,545,000 | 5,464,000 | 7,690,000 | 10,501,000 |
| Noninterest expense | 7,117,000 | 14,097,000 | 21,208,000 | 28,652,000 |
| Provision for loan losses | 2,382,000 | 5,561,000 | 10,217,000 | 16,438,000 |
| Pretax income | 1,179,000 | 2,403,000 | 2,907,000 | 2,192,000 |
| Income tax | 281,000 | 553,000 | 513,000 | 13,000 |
| Net income | 898,000 | 1,850,000 | 2,394,000 | 2,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,562,000 | 96,524,000 | 97,068,000 | 96,853,000 |
| Total capital | 106,100,000 | 107,108,000 | 107,493,000 | 107,294,000 |
| Risk-weighted assets | 836,825,000 | 834,988,000 | 818,211,000 | 816,138,000 |