Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 997,578,000 | 998,453,000 | 1,038,550,000 | 1,046,093,000 |
| Total loans | 778,117,000 | 780,937,000 | 783,849,000 | 780,896,000 |
| Allowance for loan losses | 12,064,000 | 13,290,000 | 15,474,000 | 15,413,000 |
| Securities available for sale | 145,204,000 | 163,821,000 | 186,702,000 | 193,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 771,843,000 | 773,352,000 | 814,247,000 | 828,727,000 |
| Interest-bearing deposits | 666,466,000 | 661,268,000 | 700,231,000 | 710,485,000 |
| Noninterest-bearing deposits | 105,377,000 | 112,084,000 | 114,016,000 | 118,242,000 |
| Equity capital | 96,727,000 | 95,828,000 | 97,609,000 | 97,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,556,000 | 25,057,000 | 37,440,000 | 49,952,000 |
| Interest expense | 4,609,000 | 8,901,000 | 12,999,000 | 17,009,000 |
| Net interest income | 7,947,000 | 16,156,000 | 24,441,000 | 32,943,000 |
| Noninterest income | 2,434,000 | 5,268,000 | 7,803,000 | 10,632,000 |
| Noninterest expense | 7,286,000 | 15,159,000 | 22,429,000 | 29,609,000 |
| Provision for loan losses | 1,766,000 | 4,017,000 | 7,156,000 | 10,535,000 |
| Pretax income | 1,081,000 | 3,548,000 | 3,880,000 | 4,652,000 |
| Income tax | 374,000 | 1,283,000 | 1,288,000 | 1,423,000 |
| Net income | 707,000 | 2,265,000 | 2,592,000 | 3,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,641,000 | 93,272,000 | 93,631,000 | 94,619,000 |
| Total capital | 102,243,000 | 103,706,000 | 104,208,000 | 105,217,000 |
| Risk-weighted assets | 846,679,000 | 849,526,000 | 841,262,000 | 843,047,000 |