Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 908,925,000 | 935,809,000 | 961,039,000 | 965,917,000 |
| Total loans | 727,225,000 | 756,235,000 | 765,103,000 | 781,188,000 |
| Allowance for loan losses | 9,370,000 | 9,642,000 | 9,763,000 | 11,025,000 |
| Securities available for sale | 118,840,000 | 116,183,000 | 113,729,000 | 123,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,340,000 | 730,588,000 | 760,637,000 | 751,662,000 |
| Interest-bearing deposits | 597,953,000 | 617,970,000 | 632,204,000 | 621,777,000 |
| Noninterest-bearing deposits | 115,387,000 | 112,618,000 | 128,433,000 | 129,885,000 |
| Equity capital | 83,450,000 | 82,493,000 | 84,414,000 | 88,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,537,000 | 28,593,000 | 42,690,000 | 56,237,000 |
| Interest expense | 6,453,000 | 12,017,000 | 17,499,000 | 22,867,000 |
| Net interest income | 8,084,000 | 16,576,000 | 25,191,000 | 33,370,000 |
| Noninterest income | 2,607,000 | 5,408,000 | 8,054,000 | 10,662,000 |
| Noninterest expense | 6,852,000 | 13,882,000 | 21,101,000 | 28,649,000 |
| Provision for loan losses | 391,000 | 1,072,000 | 2,107,000 | 4,794,000 |
| Pretax income | 3,448,000 | 7,030,000 | 10,197,000 | 10,749,000 |
| Income tax | 1,202,000 | 2,459,000 | 3,564,000 | 3,603,000 |
| Net income | 2,246,000 | 4,571,000 | 6,633,000 | 7,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,047,000 | 80,442,000 | 82,517,000 | 82,991,000 |
| Total capital | 88,417,000 | 90,084,000 | 92,280,000 | 93,530,000 |
| Risk-weighted assets | 796,214,000 | 823,445,000 | 832,769,000 | 842,636,000 |