Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 835,504,000 | 837,712,000 | 865,448,000 | 905,016,000 |
| Total loans | 644,992,000 | 663,126,000 | 689,363,000 | 722,277,000 |
| Allowance for loan losses | 8,620,000 | 8,514,000 | 8,687,000 | 9,103,000 |
| Securities available for sale | 118,012,000 | 116,761,000 | 118,583,000 | 119,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,766,000 | 662,984,000 | 684,322,000 | 702,364,000 |
| Interest-bearing deposits | 554,578,000 | 543,736,000 | 566,806,000 | 589,369,000 |
| Noninterest-bearing deposits | 114,188,000 | 119,248,000 | 117,516,000 | 112,995,000 |
| Equity capital | 74,184,000 | 74,949,000 | 77,855,000 | 80,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,184,000 | 30,613,000 | 46,221,000 | 61,665,000 |
| Interest expense | 6,344,000 | 12,814,000 | 19,582,000 | 26,507,000 |
| Net interest income | 8,840,000 | 17,799,000 | 26,639,000 | 35,158,000 |
| Noninterest income | 2,122,000 | 4,455,000 | 6,830,000 | 9,378,000 |
| Noninterest expense | 5,983,000 | 12,081,000 | 18,205,000 | 25,727,000 |
| Provision for loan losses | 323,000 | 957,000 | 1,253,000 | 2,038,000 |
| Pretax income | 4,656,000 | 9,022,000 | 13,685,000 | 16,445,000 |
| Income tax | 1,681,000 | 3,239,000 | 4,907,000 | 5,854,000 |
| Net income | 2,975,000 | 5,783,000 | 8,778,000 | 10,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,677,000 | 76,621,000 | 77,558,000 | 78,290,000 |
| Total capital | 83,297,000 | 85,135,000 | 86,245,000 | 87,393,000 |
| Risk-weighted assets | 721,992,000 | 737,872,000 | 760,478,000 | 799,255,000 |