Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 759,853,000 | 781,290,000 | 792,532,000 | 817,020,000 |
| Total loans | 593,136,000 | 610,671,000 | 625,591,000 | 651,381,000 |
| Allowance for loan losses | 7,649,000 | 7,922,000 | 8,133,000 | 8,303,000 |
| Securities available for sale | 112,986,000 | 112,459,000 | 117,371,000 | 116,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,789,000 | 633,293,000 | 629,187,000 | 643,467,000 |
| Interest-bearing deposits | 514,095,000 | 526,905,000 | 530,324,000 | 540,476,000 |
| Noninterest-bearing deposits | 101,695,000 | 106,388,000 | 98,863,000 | 102,991,000 |
| Equity capital | 65,936,000 | 67,216,000 | 70,751,000 | 71,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,866,000 | 26,806,000 | 41,566,000 | 55,315,000 |
| Interest expense | 4,601,000 | 9,762,000 | 15,581,000 | 21,742,000 |
| Net interest income | 8,265,000 | 17,044,000 | 25,985,000 | 33,573,000 |
| Noninterest income | 2,011,000 | 4,120,000 | 6,327,000 | 8,146,000 |
| Noninterest expense | 5,627,000 | 11,318,000 | 17,267,000 | 22,197,000 |
| Provision for loan losses | 759,000 | 1,172,000 | 1,858,000 | 2,513,000 |
| Pretax income | 3,808,000 | 8,500,000 | 12,850,000 | 16,417,000 |
| Income tax | 1,359,000 | 3,056,000 | 4,616,000 | 5,876,000 |
| Net income | 2,449,000 | 5,444,000 | 8,234,000 | 10,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,630,000 | 69,911,000 | 71,595,000 | 72,554,000 |
| Total capital | 75,279,000 | 77,833,000 | 79,728,000 | 80,857,000 |
| Risk-weighted assets | 656,406,000 | 673,725,000 | 686,803,000 | 710,939,000 |