Call reports 2005
PEOPLES BANK — 2005
What PEOPLES BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 687,946,000 | 707,495,000 | 727,133,000 | 728,362,000 |
| Total loans | 543,122,000 | 554,461,000 | 564,641,000 | 568,911,000 |
| Allowance for loan losses | 7,420,000 | 8,021,000 | 7,335,000 | 7,425,000 |
| Securities available for sale | 103,583,000 | 105,444,000 | 110,484,000 | 114,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,807,000 | 571,465,000 | 590,089,000 | 585,373,000 |
| Interest-bearing deposits | 474,741,000 | 475,698,000 | 490,421,000 | 489,990,000 |
| Noninterest-bearing deposits | 86,065,000 | 95,767,000 | 99,668,000 | 95,383,000 |
| Equity capital | 60,742,000 | 62,597,000 | 64,199,000 | 64,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,575,000 | 19,918,000 | 31,264,000 | 43,349,000 |
| Interest expense | 3,151,000 | 6,627,000 | 10,387,000 | 14,552,000 |
| Net interest income | 6,424,000 | 13,291,000 | 20,877,000 | 28,797,000 |
| Noninterest income | 1,632,000 | 3,467,000 | 5,395,000 | 7,398,000 |
| Noninterest expense | 5,199,000 | 10,403,000 | 15,717,000 | 21,527,000 |
| Provision for loan losses | 690,000 | 1,413,000 | 2,343,000 | 3,110,000 |
| Pretax income | 2,167,000 | 4,942,000 | 8,072,000 | 10,828,000 |
| Income tax | 730,000 | 1,702,000 | 2,807,000 | 3,760,000 |
| Net income | 1,437,000 | 3,240,000 | 5,265,000 | 7,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,997,000 | 63,226,000 | 64,680,000 | 65,840,000 |
| Total capital | 69,417,000 | 70,815,000 | 72,015,000 | 73,265,000 |
| Risk-weighted assets | 596,440,000 | 606,724,000 | 622,632,000 | 629,505,000 |