Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 684,694,000 | 684,270,000 | 692,938,000 | 684,251,000 |
| Total loans | 557,243,000 | 549,526,000 | 550,277,000 | 539,251,000 |
| Allowance for loan losses | 8,929,000 | 9,153,000 | 9,453,000 | 8,049,000 |
| Securities available for sale | 84,421,000 | 91,753,000 | 104,994,000 | 105,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,973,000 | 553,887,000 | 568,451,000 | 559,040,000 |
| Interest-bearing deposits | 483,743,000 | 477,254,000 | 482,962,000 | 480,437,000 |
| Noninterest-bearing deposits | 80,230,000 | 76,633,000 | 85,489,000 | 78,603,000 |
| Equity capital | 60,323,000 | 58,050,000 | 60,544,000 | 61,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,927,000 | 17,767,000 | 26,888,000 | 36,244,000 |
| Interest expense | 2,918,000 | 5,770,000 | 8,724,000 | 11,711,000 |
| Net interest income | 6,009,000 | 11,997,000 | 18,164,000 | 24,533,000 |
| Noninterest income | 1,503,000 | 3,034,000 | 4,588,000 | 6,101,000 |
| Noninterest expense | 4,655,000 | 9,449,000 | 14,372,000 | 19,777,000 |
| Provision for loan losses | 859,000 | 1,727,000 | 2,658,000 | 3,256,000 |
| Pretax income | 1,998,000 | 3,855,000 | 5,722,000 | 7,537,000 |
| Income tax | 683,000 | 1,306,000 | 1,928,000 | 2,530,000 |
| Net income | 1,315,000 | 2,549,000 | 3,794,000 | 5,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,879,000 | 59,636,000 | 60,404,000 | 61,114,000 |
| Total capital | 66,314,000 | 67,043,000 | 67,892,000 | 68,503,000 |
| Risk-weighted assets | 593,330,000 | 590,790,000 | 597,098,000 | 590,495,000 |