Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 659,957,000 | 663,667,000 | 667,167,000 | 672,226,000 |
| Total loans | 534,652,000 | 541,213,000 | 546,146,000 | 552,714,000 |
| Allowance for loan losses | 7,606,000 | 9,033,000 | 8,887,000 | 9,722,000 |
| Securities available for sale | 70,505,000 | 73,394,000 | 76,336,000 | 79,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,195,000 | 541,860,000 | 548,165,000 | 552,492,000 |
| Interest-bearing deposits | 468,158,000 | 464,583,000 | 469,015,000 | 479,276,000 |
| Noninterest-bearing deposits | 70,037,000 | 77,277,000 | 79,150,000 | 73,216,000 |
| Equity capital | 60,974,000 | 60,876,000 | 58,921,000 | 58,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,694,000 | 17,345,000 | 25,954,000 | 34,853,000 |
| Interest expense | 3,073,000 | 6,134,000 | 9,185,000 | 12,124,000 |
| Net interest income | 5,621,000 | 11,211,000 | 16,769,000 | 22,729,000 |
| Noninterest income | 1,985,000 | 3,040,000 | 4,631,000 | 5,959,000 |
| Noninterest expense | 4,391,000 | 8,486,000 | 13,250,000 | 18,016,000 |
| Provision for loan losses | 793,000 | 3,070,000 | 4,630,000 | 6,744,000 |
| Pretax income | 2,422,000 | 2,695,000 | 3,520,000 | 3,875,000 |
| Income tax | 858,000 | 885,000 | 1,260,000 | 1,333,000 |
| Net income | 1,564,000 | 1,810,000 | 2,260,000 | 2,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,485,000 | 58,253,000 | 58,234,000 | 58,041,000 |
| Total capital | 66,644,000 | 65,474,000 | 65,503,000 | 65,421,000 |
| Risk-weighted assets | 572,261,000 | 575,900,000 | 579,878,000 | 588,020,000 |