Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 621,960,000 | 625,164,000 | 631,820,000 | 643,337,000 |
| Total loans | 499,107,000 | 508,033,000 | 516,225,000 | 531,435,000 |
| Allowance for loan losses | 6,482,000 | 7,117,000 | 7,513,000 | 7,248,000 |
| Securities available for sale | 79,833,000 | 76,270,000 | 75,258,000 | 71,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,000,000 | 505,579,000 | 507,862,000 | 516,215,000 |
| Interest-bearing deposits | 435,591,000 | 438,487,000 | 440,589,000 | 448,215,000 |
| Noninterest-bearing deposits | 63,409,000 | 67,092,000 | 67,273,000 | 68,000,000 |
| Equity capital | 56,908,000 | 58,274,000 | 60,488,000 | 60,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,089,000 | 18,229,000 | 27,572,000 | 36,624,000 |
| Interest expense | 4,424,000 | 8,367,000 | 11,822,000 | 15,042,000 |
| Net interest income | 4,665,000 | 9,862,000 | 15,750,000 | 21,582,000 |
| Noninterest income | 1,525,000 | 2,930,000 | 4,374,000 | 5,865,000 |
| Noninterest expense | 4,140,000 | 8,286,000 | 12,437,000 | 16,550,000 |
| Provision for loan losses | 500,000 | 1,766,000 | 3,344,000 | 5,432,000 |
| Pretax income | 1,550,000 | 2,740,000 | 4,969,000 | 6,091,000 |
| Income tax | 505,000 | 884,000 | 1,671,000 | 2,033,000 |
| Net income | 1,045,000 | 1,856,000 | 3,298,000 | 4,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,838,000 | 58,167,000 | 59,119,000 | 59,393,000 |
| Total capital | 64,320,000 | 65,022,000 | 66,040,000 | 66,479,000 |
| Risk-weighted assets | 539,908,000 | 548,176,000 | 553,116,000 | 566,711,000 |