Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 539,594,000 | 589,360,000 | 600,028,000 | 618,217,000 |
| Total loans | 435,217,000 | 457,517,000 | 471,472,000 | 495,947,000 |
| Allowance for loan losses | 5,115,000 | 5,484,000 | 5,907,000 | 6,091,000 |
| Securities available for sale | 72,292,000 | 95,306,000 | 90,205,000 | 84,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,518,000 | 487,443,000 | 497,816,000 | 490,451,000 |
| Interest-bearing deposits | 412,710,000 | 428,420,000 | 442,397,000 | 433,240,000 |
| Noninterest-bearing deposits | 56,808,000 | 59,023,000 | 55,419,000 | 57,211,000 |
| Equity capital | 43,843,000 | 44,746,000 | 46,086,000 | 57,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,935,000 | 21,784,000 | 32,352,000 | 41,898,000 |
| Interest expense | 5,905,000 | 11,903,000 | 17,855,000 | 22,997,000 |
| Net interest income | 5,030,000 | 9,881,000 | 14,497,000 | 18,901,000 |
| Noninterest income | 1,611,000 | 3,397,000 | 4,995,000 | 6,649,000 |
| Noninterest expense | 4,108,000 | 8,348,000 | 12,137,000 | 16,441,000 |
| Provision for loan losses | 429,000 | 882,000 | 1,642,000 | 3,545,000 |
| Pretax income | 2,095,000 | 4,243,000 | 6,420,000 | 7,178,000 |
| Income tax | 692,000 | 1,410,000 | 2,155,000 | 2,393,000 |
| Net income | 1,403,000 | 2,833,000 | 4,265,000 | 4,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,878,000 | 44,031,000 | 45,185,000 | 58,750,000 |
| Total capital | 47,993,000 | 49,515,000 | 51,092,000 | 64,841,000 |
| Risk-weighted assets | 474,093,000 | 501,304,000 | 513,626,000 | 538,808,000 |