Call reports 2016
FARMERS STATE BANK OF HOFFMAN — 2016
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,919,000 | 29,165,000 | 29,584,000 | 30,612,000 |
| Total loans | 14,427,000 | 15,216,000 | 15,275,000 | 16,059,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 193,000 |
| Securities available for sale | 9,971,000 | 9,787,000 | 9,783,000 | 10,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,475,000 | 24,616,000 | 24,511,000 | 25,133,000 |
| Interest-bearing deposits | 19,511,000 | 19,930,000 | 19,600,000 | 19,238,000 |
| Noninterest-bearing deposits | 4,964,000 | 4,686,000 | 4,911,000 | 5,895,000 |
| Equity capital | 3,913,000 | 4,012,000 | 4,030,000 | 3,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 527,000 | 797,000 | 1,066,000 |
| Interest expense | 23,000 | 48,000 | 72,000 | 108,000 |
| Net interest income | 242,000 | 479,000 | 725,000 | 958,000 |
| Noninterest income | 21,000 | 39,000 | 57,000 | 88,000 |
| Noninterest expense | 153,000 | 317,000 | 467,000 | 661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 205,000 | 319,000 | 389,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 109,000 | 204,000 | 318,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,705,000 | 3,724,000 | 3,789,000 | 3,859,000 |
| Total capital | 3,916,000 | 3,935,000 | 4,000,000 | 4,052,000 |
| Risk-weighted assets | 17,278,000 | 17,425,000 | 17,762,000 | 18,676,000 |