Call reports 2015
FARMERS STATE BANK OF HOFFMAN — 2015
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 28,414,000 | 28,805,000 | 28,119,000 | 29,914,000 |
| Total loans | 12,756,000 | 13,731,000 | 14,071,000 | 14,741,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 11,269,000 | 10,962,000 | 10,179,000 | 9,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,587,000 | 24,006,000 | 23,801,000 | 25,515,000 |
| Interest-bearing deposits | 18,837,000 | 18,896,000 | 18,707,000 | 19,686,000 |
| Noninterest-bearing deposits | 5,751,000 | 5,109,000 | 5,094,000 | 5,829,000 |
| Equity capital | 3,796,000 | 3,766,000 | 3,878,000 | 3,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 507,000 | 767,000 | 1,035,000 |
| Interest expense | 20,000 | 40,000 | 63,000 | 84,000 |
| Net interest income | 224,000 | 467,000 | 704,000 | 951,000 |
| Noninterest income | 30,000 | 53,000 | 70,000 | 55,000 |
| Noninterest expense | 197,000 | 332,000 | 475,000 | 685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 188,000 | 299,000 | 321,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 56,000 | 187,000 | 298,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,553,000 | 3,627,000 | 3,687,000 | 3,708,000 |
| Total capital | 3,752,000 | 3,836,000 | 3,898,000 | 3,919,000 |
| Risk-weighted assets | 15,983,000 | 16,950,000 | 16,937,000 | 17,473,000 |