Call reports 2014
FARMERS STATE BANK OF HOFFMAN — 2014
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,626,000 | 28,732,000 | 28,812,000 | 29,792,000 |
| Total loans | 12,180,000 | 13,573,000 | 13,720,000 | 14,019,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 12,070,000 | 11,830,000 | 11,420,000 | 11,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,622,000 | 23,164,000 | 24,247,000 | 24,965,000 |
| Interest-bearing deposits | 18,378,000 | 17,871,000 | 18,505,000 | 18,181,000 |
| Noninterest-bearing deposits | 5,244,000 | 5,292,000 | 5,743,000 | 6,785,000 |
| Equity capital | 3,403,000 | 3,635,000 | 3,774,000 | 3,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 508,000 | 774,000 | 1,043,000 |
| Interest expense | 23,000 | 45,000 | 62,000 | 91,000 |
| Net interest income | 225,000 | 463,000 | 712,000 | 952,000 |
| Noninterest income | 27,000 | 52,000 | 79,000 | 74,000 |
| Noninterest expense | 149,000 | 281,000 | 421,000 | 615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 234,000 | 370,000 | 411,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 102,000 | 233,000 | 369,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,342,000 | 3,472,000 | 3,609,000 | 3,651,000 |
| Total capital | 3,521,000 | 3,667,000 | 3,807,000 | 3,853,000 |
| Risk-weighted assets | 14,282,000 | 15,553,000 | 15,772,000 | 16,142,000 |