Call reports 2010
FARMERS STATE BANK OF HOFFMAN — 2010
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,693,000 | 26,861,000 | 27,965,000 | 27,104,000 |
| Total loans | 13,715,000 | 14,372,000 | 14,608,000 | 14,162,000 |
| Allowance for loan losses | 176,000 | 176,000 | 206,000 | 225,000 |
| Securities available for sale | 10,695,000 | 10,208,000 | 9,542,000 | 10,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,715,000 | 20,750,000 | 21,793,000 | 21,108,000 |
| Interest-bearing deposits | 17,713,000 | 17,766,000 | 17,808,000 | 16,643,000 |
| Noninterest-bearing deposits | 3,002,000 | 2,983,000 | 3,985,000 | 4,465,000 |
| Equity capital | 3,068,000 | 3,208,000 | 3,262,000 | 3,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 715,000 | 1,067,000 | 1,414,000 |
| Interest expense | 101,000 | 198,000 | 291,000 | 381,000 |
| Net interest income | 258,000 | 517,000 | 776,000 | 1,033,000 |
| Noninterest income | 15,000 | 25,000 | 49,000 | 71,000 |
| Noninterest expense | 168,000 | 309,000 | 476,000 | 689,000 |
| Provision for loan losses | 5,000 | 5,000 | 35,000 | 60,000 |
| Pretax income | 100,000 | 242,000 | 363,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 242,000 | 363,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,816,000 | 2,857,000 | 2,917,000 | 2,959,000 |
| Total capital | 2,992,000 | 3,033,000 | 3,123,000 | 3,184,000 |
| Risk-weighted assets | 17,066,000 | 17,408,000 | 17,841,000 | 17,352,000 |