Call reports 2009
FARMERS STATE BANK OF HOFFMAN — 2009
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,409,000 | 26,893,000 | 28,047,000 | 28,635,000 |
| Total loans | 13,063,000 | 13,489,000 | 14,081,000 | 14,021,000 |
| Allowance for loan losses | 126,000 | 140,000 | 156,000 | 171,000 |
| Securities available for sale | 10,449,000 | 10,897,000 | 10,823,000 | 10,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,163,000 | 19,643,000 | 20,566,000 | 21,913,000 |
| Interest-bearing deposits | 16,512,000 | 16,499,000 | 17,198,000 | 17,817,000 |
| Noninterest-bearing deposits | 2,652,000 | 3,144,000 | 3,368,000 | 4,097,000 |
| Equity capital | 2,846,000 | 2,738,000 | 2,934,000 | 2,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 751,000 | 1,134,000 | 1,518,000 |
| Interest expense | 132,000 | 263,000 | 394,000 | 508,000 |
| Net interest income | 248,000 | 488,000 | 740,000 | 1,010,000 |
| Noninterest income | 31,000 | 53,000 | 76,000 | 99,000 |
| Noninterest expense | 159,000 | 314,000 | 463,000 | 646,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 105,000 | 197,000 | 308,000 | 403,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 105,000 | 196,000 | 307,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,699,000 | 2,562,000 | 2,622,000 | 2,717,000 |
| Total capital | 2,825,000 | 2,702,000 | 2,778,000 | 2,888,000 |
| Risk-weighted assets | 18,472,000 | 16,612,000 | 17,569,000 | 17,536,000 |